Best P2P Sites Lending BadCredit.com, Zippy & Payday Loan Reviews
P2P Personal Loans & Payday Loans Reviews:
Need a Loan review? Below are the best p2p lending sites on the internet for bad credit personal loan & payday loans reviews for each. They are the most highly regarded social lending sites which offer some of the most competitive rates and loan packages in the industry. You are bound to find a lender on any of these sites because they each have their own network of lenders that will consider your loan application. Compare personal loans offered on each website to find the best option that suits your needs. These are truly the best unsecured personal loans reviews that you can find anywhere else on the web.
Badcreditloans.com helping people since 1998, so far best place to get small personal loans for bad credit.
- Loan $500 to $5,000
- Repayment terms 3 month to 36 months
- APR: based on your credit score and monthly income
- Best place for bad credit personal loans
- No cost to check your rate.
- Complete the short online application
- Lenders review your application in real time
Bad Credit Loan Requirements:
- Be at least 18 years old.
- Provide proof of citizenship like SSN or legal residency.
- Must have a regular income; Employee or self employed
- Income from disability or social security benefits accepted.
- Have a valid checking account
- Provide both home and work telephone numbers.
- Mention a valid email address
Bad credit Loan Process:
- Simple loan process made to connect you with lender network. If lender accepts your loan request, then lender will verify your information quickly.
- Based on your information given, a lender will respond to you with a loan offer. Please take your time to review all the details before you accept it.
- You can reject the loan offer if it’s not right for you as there is no obligation to accept.
- When you decide to accept the loan offer, then agree to the lender’s terms via e-signature.
- Once you put electronic signature to the lender’s contract, they will distribute the loan to your checking account via direct deposit.
- Funds will be available within 1 working day. But, the exact timeframe will depend on your lender’s deposit process.
- Pay back in monthly installments.
Bad Credit Loans
2661 N Pearl St #431
Tacoma, WA 98407
BLUE TRUST LOANS PAYDAY REVIEWS:
They offer installment payday loans up to 6 months. Blue trust loans offer cash loans up to $2,000 and can deposit within next business day to your bank account.
They provide installment loans a better alternative to your regular payday loans. Blue trust loans approval process is quick and can get cash within 24 hour. Easy online application process and will be verified over phone.
Unlike other payday loans, Blue trust loans are repaid in easy installments. You don’t need to repay within your next payday.
If you meet their eligibility criteria, like must be an employee and have an active checking account. Must have minimum $825 monthly income after tax then you may qualify up to $2,000.
APR varies for each loan amount, term, and state you live. But for returning customers APR will be less than the first time borrowers. There is no prepayment penalties. You can pay back before your term. This will reduce your overall cost of the loan.
APR’s depends on the duration of the loan and the loan origination fees. Get up to 6 month to repay the loan.
For more info about their repayment schedule, rates, and terms.
Note: Blue trust loans are members of the Online Lenders Alliance (OLA). Physical address: LCO P.O. Box 1754•Hayward, WI 54843
Zippy Loans Reviews:
Zippy Loans is a website where you can submit an online application for a personal loan. And have it to be considered by more than 100 different lenders. This will surely increase your chances of having your application be approved. And getting a personal loan in your hands within 2 business day. Each lender in the Zippy Loans network has numerous personal loan options available. So you are bound to find one that you will qualify for.
ZippyLoan has advanced online security for whenever you submit personal information through their servers. You can apply from any electronic device with an internet connection, whether it is your laptop or mobile phone. In addition, their online application is available 24 hours per day for you to fill out and send. This makes it convenient for people with busy schedules who are not necessarily available to fill out the application during business hours.
Zippy Loans offers up to $15,000 unsecured personal loan. There is no waiting for a decision to be made on your application either. Takes 5 minutes to fill out the application online, a lender will be electronically located for you in real-time. You will then be presented with a list of lenders and the loan rates they are offering. If you find one that meets your needs, you just electronically sign the loan agreement. And then wait for 1 to 2 business days for the money to be deposited into your bank account.
- Loan amount: $300 – $15,000
- Lending period: 3 – 60 months
- Payment frequency: Once a month or twice a month
- APR: Will vary based on your credit score, repayment history and other factors
- Prepayment penalty: None
- All credit type accepted
2220 Meridian Blvd PMB O1409, Minden,
Zippy loan Review:
Zippy Loans are great for when you want small personal loan that is under $15,000. They offer a network of lenders that are likely going to approve your loan request. Because it is small and the terms are generally shorter. The highest term you will ever find on Zippy Loans is 60 months. So, unless you are looking for a loan greater than $15,000, Zippy Loans is a good site to use. Because they review your application quickly and give you a selection of the lowest rates possible.
Compare Personal Loans at Best p2p Lending Sites:
All three of these social lending sites have very similar personal loan reviews. Each one has their own network of lenders and they all require you to provide basic personal information about yourself. The application process of each lending site is very simple and quick too. You just fill out your personal information and the submit it online for immediate consideration. Just remember that you need to have a minimum credit score of 600 in order to qualify for a personal loan on any of these p2p lending sites. But out of these best p2p lending sites, which one is the absolute best? The answer will depend on a few important factors, which may be important to different applicants.
Best unsecured personal loans reviews
The best way to really determine which site will give you the best deal is to check the rates through each social lending site before committing yourself to any of them. Remember you don’t have to commit to any loan agreement until you electronically sign it. Therefore, you should just fill out the basic loan application on each website and see what kind of unsecured personal loan packages are offered to you.
Then, just choose the best package for your given needs and be done with it. No matter which best p2p lending sites you end up choosing, it will certainly be better than any of the other lending sites which have not been mentioned. With that being said, Prosper has a terrific track record with over $7 billion in loans since they were first founded in 2005. For those who want an American company to work with, Prosper would be the best choice.
Online P2P Lending for Bad Credit:
OnlinePersonalFinance.com advertise a different paradigm for the personal loan industry:
- Loans are available for people with a credit score of 600 and above
- All loans have a fixed repayment and fixed interest
- Personal loan interest rates (APR) based on income and credit score
- Bad, good, or excellent credit ratings are able to get loans through any p2p lending sites