Guaranteed Debt Consolidation Loans Online

  • Personal Loans for Debt Consolidation $1,000 to $35,000
  • APR Starts at 6% to 36%
  • Income Source: Employed, Self-Employed, or Benefits.
  • Debt consolidation loan online Approval.
  • Loan term – up to 72 months
  • Pay back in Fixed single Monthly Installments.

Apply for Quick Debt Consolidation Loans, Consolidate Debt Online takes only 15 minutes to complete.

No obligation,  Check Your Rate Now.

Apply Online Now

How Online Loan Application works ! Watch this Video Below:


Action Plan:
“Don’t quit, when the funds are low and the debts are high”.

Online Debt Consolidation Instant approval

Instant approval for debt consolidation loan online. Pre approval in minutes with no credit check. Simple online debt consolidation application to fill in and submit. please watch the video above to know how this online debt consolidation works.

We can help you with Quick Debt Consolidation Loans to pay off all your debts at one go. Sounds good? 

Best Debt Consolidation loan typically work like an installment loan with a fixed repayment period. When you make your monthly payments on time every month this will benefit for those who struggles getting out of debt and who has a revolving account that has no end date.

Unsecured debt consolidation loans Bad Credit:

Bad credit ok as long as you have a permanent income. This is an unsecured debt consolidation loan which dont need any collateral like your home or car. Must show proof of income and have a valid checking account.

Make sure to pay your consolidation loan payment each month on time to avoid late fees. This will help you in improving your credit from bad to good credit.

Frequently asked questions about Consolidation loan:

1. What is Debt Consolidation Loan?

  • Use to Pay off Multiple debts with a single loan amount.
  • Fixed Interest rate.
  • Good or Bad Credit Ok.
  • Make monthly installments.
  • No prepayment penalty.
  • Can be used for any purpose like consolidating bills, Mortgage loan, medical bills, high interest loans etc.

Applying for consolidating debt loan is a simple process and you can qualify if:

  1. You are 18 years & above
  2. US Citizen
  3. Have permanent weekly or monthly income.

Note: If you dont like our rates then you can cancel the request and walk away freely as there is NO COST or NO OBLIGATION to check rates.

Why Debt Consolidation Loans?

  1. By taking an unsecured loan, you take your first step towards paying off all your debts in one go.
  2. You are then left with a recurring monthly repayment of only one loan until the amount and the interest is repaid.
  3. Focusing on one loan repayment reduces your stress and financial burden as your payout is generally at a lower rate.

Need collateral to get consolidation loan?

No, collateral is not required to get a consolidation loan if you have a regular income (monthly/weekly) and a good credit score.

Get debt consolidation loan for bad credit?

Yes, you will but for higher interest rate. So it is better to compare your present interest rates you are paying for your debts and with the debt consolidation loan rate you are applying for. If you get lower rate than your present interest rates then apply for it.

Example: if you’re paying 10% on your car loan + 14% on your mortgage + 11% on your credit card loan per month so total 35% per month you’re paying interest on your debts.

When you apply for a debt consolidation loans and you get it for less than 35% then apply and pay off your debts.

How long it takes to get a debt consolidation loan?

It’s quick, within two days you will get the loan.

How does debt consolidation loan works?

Once you submit your loan application online at a p2p lending site which consists of many registered p2p lenders online. Within a minute, your application will reach to all p2p lenders.

Each lender will check your application and see if they can offer you a debt consolidation loan or not. If you have good score and regular source of income then you get approval and terms within same day from many lenders.

Just pick the loan and term which is best for you and also see if there any hidden fees, late fee payment etc,

Important factors to get you a loan:

  1. You should have a regular source of income by salary, self employed business.
  2. Credit score: Need min 600 score to get good interest rate. If you have a bad credit then it will be high interest.

What are the documents required to get consolidation loan?

Pay stub or other form of income verification is required. Individual looking for a debt consolidation loan or personal loan must NOT have any accounts more than 60 days late. You should not have present or recent bankruptcies. No late payments history.

Debt consolidation loan helps to Improve Credit Score?

Yes, it will. Debt consolidation loan is a fixed monthly repayment process which is like installment loan. Pay back loan amount with interest in easy monthly installment.  If your making the payment as per the agreed terms without missing a single month then it will helps to improve your credit score.

Is there any pre-payment penalty?


Do i need to pay advance or upfront fees to get a consolidation loan?

No such upfront fees exist with p2p lending. Only origination fee at the time of loan disbursement.

How and when do I repay the loan?

Through automatic electronic fund transfer every month on the due date mentioned with your lender agreement. It’s just like the way you pay bills online.

What to do if I’m not able to make the payment on time?

It’s good to contact the lender if you’re not sure you can make the payment before due date and discuss with them. We are sure they will work on it if you haven’t missed the payment before.

Can I get customized loan?

Yes most of the p2p lenders are flexible and give you option to personalize your loan, choose the best terms that suits you. Select terms 3 months to 72 months payment plan available.

Save Money NOW with a Debt Consolidation loan at low fixed rate, APR starts at 6%

Be debt free soon by lowering your monthly payments. Your loan rating and APR are determined once you submit your application. Get loans up to $35,000 for maximum of 6 years terms to help you simplify your payment amount and fit into your monthly budget.

Guaranteed Debt Consolidation Loans:

  • No Credit Check debt consolidation loan. Pre approval in minutes.
  • Quick Debt Consolidation loan from direct lenders and pay off all your debts.
  • Repay in monthly installments at fixed rate.

It’s that easy!

Get rid of debts in a quick and easy way. Apply and get your loan amount approved in a fast painless online application process. It takes just 3-5 Minutes to Complete and it’s free to apply.

Check your Rating for Free Today! It won’t affect your credit score.


Best Debt Consolidation Loans Online;


1. Quick and hassle-free loan process: Apply online quickly and check your rate .

2. Direct Debit Setup: You can set up a direct debit payment every month and reduce your stress.

3. Free Calculation of Debt Consolidation Loan: Use our debt loan calculator to enter your debts and find out the applicable rates even before you apply for the loan.

4. Guaranteed lower rate of interest: Avail low rate of interest applicable to your loan as opposed to the higher rates of interest currently paid to creditors and save money! APR starts 5.99% 

5. Loan amount: Benefit from a consolidate debt loan for an amount of $2,000 – $35,000 for up to 5 year term.

6. Use Debt Consolidation loan to consolidate credit cards debt, bill consolidation, high interest loans, and any other debts.

7. Fixed monthly payments: Consider paying fixed monthly repayment by spreading the term and paying out the minimum payment allowed on your consolidation loan.


  1. The rise in the interest rate and late payment fee when you default your monthly payment.

With Debt Consolidation Loan, Life Gets Better!